Calculators · 2026

See the number before you move the account.

Seven calculators plus three guides. Canadian wrappers only. Educational. Not a quote.

Allocation sizer

0.5% to 5% of a Canadian sheet. Caps to cash after a reserve you choose.

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Bitcoin risk analyzer

Five questions. A suggested allocation range, where it fits across TFSA, RRSP, and taxable, and why. Educational.

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Bitcoin vs gold vs S&P 500

Interactive growth of $10,000 across 1, 3, 5, and 10 year windows, from published annual returns.

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TFSA growth

Lump sum plus monthly. Tax-free compounding versus a taxable account at ~15% effective.

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Dollar-cost average

Fixed monthly buy. Conservative / moderate / aggressive on one screen.

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Capital gains tax

Buy price, sell price, province. TFSA versus taxable after-tax proceeds.

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FHSA growth

$8k a year, $40k lifetime. Tax-free if the withdrawal is a qualifying home purchase.

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MER drag

Starting CAD, years, MER %, assumed return. Ending value with and without the fee. Pairs with ETF vs Direct.

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Historical returns

2011-2025 year path. Pick a hold window and see the CAD multiple. Not a forecast.

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ETF vs Direct

Canadian Bitcoin ETF vs buying Bitcoin directly. TFSA, RRSP, MER drag, custody. Educational guide.

Read the guide →

Bitcoin vs gold

Store of value, supply, portability, Canadian tax wrappers. When each fits. Educational guide.

Read the guide →

Canadian Bitcoin brokers

Bitbuy, Bull Bitcoin, Shakepay, Netcoins, NDAX, CoinSmart, Wealthsimple. Corporate, fees, custody. Educational.

Compare brokers →

Canadian Bitcoin meetups

Calgary to Winnipeg plus Bitcoin.ca forums and Bitcoin Bay. July 2026 directory. Community-run, not endorsements.

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